When a deal is within reach, direct negotiation puts you in control of the terms — the amount, the instalments, the security, the timing — without a mediator, a judge or anyone else shaping the outcome. Lawyer-led negotiation adds the leverage of credible escalation and the discipline of an agreement drafted to survive contact with a struggling debtor.
We plan the negotiation around what the debtor can actually pay and what pressure genuinely moves them; we conduct the discussions or support yours from behind the scenes; and we paper the deal properly — instalment schedules with acceleration on default, security or guarantees where obtainable, post-dated payment instruments where appropriate, and admission language that shortens any later court process. A settlement is only as good as its drafting.
Choose direct negotiation when communication is still open, when you want maximum control and privacy, or when the debtor’s problem is liquidity rather than willingness. It pairs naturally with a formal demand: the demand creates urgency, the negotiation converts it.
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