Most property is bought with finance, and the security arrangements behind that finance carry their own legal weight. We advise buyers, owners and lenders on property financing, mortgage documentation and the registration of security over real estate in the UAE.
We review and explain mortgage and facility documentation before you sign, advise on the registration of the mortgage with the Dubai Land Department, act on refinancing and the discharge of existing mortgages, and advise on the interaction between financing and the sale or purchase timeline. For lenders, we advise on taking and perfecting security and on enforcement where a borrower defaults.
A mortgage is a registered charge over the property with real consequences on default. Understanding the terms — rate, penalties, early-settlement and enforcement provisions — before you commit protects you from costly surprises later.
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